Monthly Archives: March 2010

When the clocks are changed to Daylight Savings Time, its a good time to change the batteries in smoke and carbon monoxide detectors. Make certain they are working properly and your family is being protected from unexpected events. While checking … Continue reading →

A decline in the economy usually means a rise in crime. Take proactive measures to prevent homeowners insurance losses by safeguarding your possessions from potential burglars. Documentation is crucial when trying to recover the value of property losses. Take pictures … Continue reading →

The coverage in a Texas Standard Homeowners Insurance Policy will vary somewhat from company to company, but in general will include four essential types of coverage. They include: Coverage for the structure of your home. Coverage for your personal belongings. Liability … Continue reading →

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability … Continue reading →

The state will soon send warning letters to uninsured drivers — and more than 40,000 McLennan County residents are on the list. The Texas Department of Insurance has compared information from an auto insurance database with state vehicle registrations to … Continue reading →

I am often asked the question, does my homeowners insurance policy cover flood damage? The answer is no. Although most homeowners insurance policies in Texas provide coverage for water damage, they specifically exclude flood damage due to rising water. The … Continue reading →