General Liability Insurance Quote - Quotes For Insurance

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Business Name(Required)

State

Zip Code

Use the zip code for the primary business location

How many years have you been in business?(Required)

Include your experience as a sole proprietor if you have recently formed a new entity.

Policy Limit Factor

(default 1.0)

Credit Factor

(default 1.074)

Yrs in Business Factor

Do you want to quote other policies to receive discounts?

Yes

Additional Policy Types

Select other policies you are interested in. You'll have an opportunity to quote them separately.

Commercial Auto

Workers Comp

Other Commercial Policy

Personal Home or Auto

Life Insurance

Franchise Factor

(default 1.0)

Default MPD

Loc1 Premises Liab Base Rate

Loc1 PCO Liab Base Rate

Loc1 DCA Liab Base Rate

Loc1 Premises Liab Zip Factor

Loc1 PCO Liab Zip Factor

Loc1 DCA Liab Zip Factor

Business Description(Required)

Choose the description that best describes your operations. Try typing a keyword or term to narrow the choices.

ESB Code

GL Code

Class1 Industry

Exposure Basis

Please indicate the total amount of acreage exposure.

The rate for this class is based on the number of acres owned, operated, or managed by this entity.

Please indicate the estimated annual ticket sales.

The rate for this class is based on the total annual ticket sales.

Please indicate the total square footage.

The rate for this class is based on the total square footage occupied by this business operation. If this is a rental property- indicate the total square footage being rented out (whether or not it is currently occupied).

Please indicate the relevant quantity below.

The rate for this class is based on the number of boats.

Using the example below, please indicate the estimated number of camper days.

The rate for this class is based on the number of camper days. If there were 3 campers who camped for 30 days out of the year, that would equal 90 'camper days'.

Please indicate the total number of children below.

The rate for this class is based on the total cost. Please indicate the total amount below. Example: if the class is for subcontractors, indicate the total paid to subcontractors annually.

The rate for this class is based on the total expenditures for this class. Please indicate the amount spent on this class of operation annually.

The rate for this class is based on the total number of gallons. Please indicate the amount below.

The rate for this class is based on the total number of games. Please indicate the amount below.

The rate for this class is based on the total number of items. Please indicate the amount below.

The rate for this class is based on the total number of kennels. Please indicate the amount below.

The rate for this class is based on the total number of locations. Please indicate the amount below.

The rate for this class is based on the total number of members. Please indicate the amount below.

Based on your business description, your policy is based on Payroll exposure, which is calculated on annual payroll amounts for employees, sub-contractors/1099's and owners. Let's start with the annual W2 payroll for your employees.

The rate for this class is based on the total number of ranges. Please indicate the amount below.

The rate for this class is based on the total amount of sales. Indicate the total annual revenue of this business operation.

The rate for this class is based on the total number of snow plows in service. Please indicate the amount below.

The rate for this class is based on the total number of students during a given term or semester. Please indicate the amount below.

The rate for this class is based on the total number of towers. Please indicate the amount below.

The rate for this class is based on the total number of units. Please indicate the amount below.

Exposure - Other than payroll

Annual W2 Payroll for this class

Do NOT include 1099 payroll or owner payroll.

What is your total annual uninsured 1099 labor cost for this class?

This includes all 1099 individuals or businesses that do NOT have their own insurance.

What is the annual payroll for any Active Owners?(Required)

You must include a minimum of $10,000 payroll per 'Active' owner and you must have at least 1 active owner.

Please enter a number greater than or equal to 10000.

Exposure

Hidden total referenced in other fields

Relativity Factor - Area

Relativity Factor - Acre

Relativity Factor - Cost

Relativity Factor - Expenditures

Relativity Factor - Gallons

Relativity Factor - Payroll

Relativity Factor - Sales

Relativity Factor - Units

Relativity Factor - Default

Uses "units" as the default relativity factor for less common exposure bases.

Applicable Relativity Factor

Section Break

Denominator

Loc1 Class1 Premises Liab Factor

Loc1 Class1 PCO Liab Factor

Loc1 Class1 DTCA Liab Factor

Loc1 Class1 Premises Liab Subtotal

Loc1 Class1 PCO Liab Subtotal

Loc1 Class1 DTCA Liab Subtotal

Loc1 Class1 Liab Premium

Do you need to add anymore classes?

Yes, add another Class Description

No, I'm ready to see my quote.

Class Description (2)(Required)

Choose the description that best describes your operations. Try typing a keyword or term to narrow the choices.

ESB Code2

GL Code2

Section Break

Exposure Basis2

The rate for this class is based on the number of acres. Please indicate the total amount of acreage owned, operated, or managed by this entity.

The rate for this class is based on the total annual ticket sales. Please indicate the estimated annual ticket sales.

The rate for this class is based on the total square footage occupied by this business operation. Please indicate the total square footage. If this is a rental property- indicate the total square footage being rented out (whether or not it is currently occupied).

The rate for this class is based on the number of boats. Please indicate the relevant quantity below.

The rate for this class is based on the number of camper days. If there were 3 campers who camped for 30 days out of the year, that would equal 90 'camper days'. Using that example, please indicate the estimated number of camper days.

The rate for this class is based on the number of children. Please indicate the total number below.

The rate for this class is based on the total cost. Please indicate the total amount below. Example: if the class is for subcontractors, indicate the total paid to subcontractors annually.

The rate for this class is based on the total expenditures for this class. Please indicate the amount spent on this class of operation annually.

The rate for this class is based on the total number of gallons. Please indicate the amount below.

The rate for this class is based on the total number of games. Please indicate the amount below.

The rate for this class is based on the total number of items. Please indicate the amount below.

The rate for this class is based on the total number of kennels. Please indicate the amount below.

The rate for this class is based on the total number of locations. Please indicate the amount below.

The rate for this class is based on the total number of members. Please indicate the amount below.

The rate for this class is based on the total amount of payroll for this operation. For business rated on payroll, each job classification should be added separately. Add all W2 payroll + 1099 payroll for workers not insured elsewhere + 10,000 for each owner who also performs work in this class of operation and indicate the total below. Don't forget to add additional classes for other job duties or fully insured subcontractors.

The rate for this class is based on the total number of ranges. Please indicate the amount below.

The rate for this class is based on the total amount of sales. Indicate the total annual revenue of this business operation.

The rate for this class is based on the total number of snow plows in service. Please indicate the amount below.

The rate for this class is based on the total number of students during a given term or semester. Please indicate the amount below.

The rate for this class is based on the total number of towers. Please indicate the amount below.

The rate for this class is based on the total number of units. Please indicate the amount below.

Exposure 2 - Other than payroll(Required)

Please enter a number from 1 to 100000000000.

Indicate the amount of exposure for this class

Annual W2 Payroll

Do NOT include 1099 payroll or owner payroll.

What is your total annual uninsured 1099 labor cost?

This includes all 1099 individuals or businesses that do NOT have their own insurance.

What is the annual payroll for any Active Owners?(Required)

You must include a minimum of $10,000 payroll per 'Active' owner and you must have at least 1 active owner.

Please enter a number greater than or equal to 10000.

Exposure 2

Hidden total referenced in other fields

Relativity Factor - Area2

Relativity Factor - Acre2

Relativity Factor - Cost2

Relativity Factor - Expenditures2

Relativity Factor - Gallons2

Relativity Factor - Payroll2

Relativity Factor - Sales2

Relativity Factor - Units2

Relativity Factor - Default2

Uses "units" as the default relativity factor for less common exposure bases.

Applicable Relativity Factor2

Section Break

Denominator2

Loc1 Class2 Premises Liab Factor

Loc1 Class2 PCO Liab Factor

Loc1 Class2 DTCA Liab Factor

Loc1 Class2 Premises Liab Subtotal

Loc1 Class2 PCO Liab Subtotal

Loc1 Class2 DTCA Liab Subtotal

Loc1 Class2 Liab Premium

Do you need to add anymore classes?(Required)

Yes, add another Class Description

No, I'm ready to get my quote.

Class Description (3)(Required)

Choose the description that best describes your operations. Try typing a keyword or term to narrow the choices.

ESB Code3

GL Code3

Section Break

Exposure Basis3

The rate for this class is based on the number of acres. Please indicate the total amount of acreage owned, operated, or managed by this entity.

The rate for this class is based on the total annual ticket sales. Please indicate the estimated annual ticket sales.

The rate for this class is based on the total square footage occupied by this business operation. Please indicate the total square footage. If this is a rental property- indicate the total square footage being rented out (whether or not it is currently occupied).

The rate for this class is based on the number of boats. Please indicate the relevant quantity below.

The rate for this class is based on the number of camper days. If there were 3 campers who camped for 30 days out of the year, that would equal 90 'camper days'. Using that example, please indicate the estimated number of camper days.

The rate for this class is based on the number of children. Please indicate the total number below.

The rate for this class is based on the total cost. Please indicate the total amount below. Example: if the class is for subcontractors, indicate the total paid to subcontractors annually.

The rate for this class is based on the total expenditures for this class. Please indicate the amount spent on this class of operation annually.

The rate for this class is based on the total number of gallons. Please indicate the amount below.

The rate for this class is based on the total number of games. Please indicate the amount below.

The rate for this class is based on the total number of items. Please indicate the amount below.

The rate for this class is based on the total number of kennels. Please indicate the amount below.

The rate for this class is based on the total number of locations. Please indicate the amount below.

The rate for this class is based on the total number of members. Please indicate the amount below.

The rate for this class is based on the total amount of payroll for this operation. For business rated on payroll, each job classification should be added separately. Add all W2 payroll + 1099 payroll for workers not insured elsewhere + 10,000 for each owner who also performs work in this class of operation and indicate the total below. Don't forget to add additional classes for other job duties or fully insured subcontractors.

The rate for this class is based on the total number of ranges. Please indicate the amount below.

The rate for this class is based on the total amount of sales. Indicate the total annual revenue of this business operation.

The rate for this class is based on the total number of snow plows in service. Please indicate the amount below.

The rate for this class is based on the total number of students during a given term or semester. Please indicate the amount below.

The rate for this class is based on the total number of towers. Please indicate the amount below.

The rate for this class is based on the total number of units. Please indicate the amount below.

Exposure 3 - Other than payroll(Required)

Please enter a number from 1 to 100000000000.

Indicate the amount of exposure for your chosen operations.

Annual W2 Payroll

Do NOT include 1099 payroll or owner payroll.

What is your total annual uninsured 1099 labor cost?

This includes all 1099 individuals or businesses that do NOT have their own insurance.

What is the annual payroll for any Active Owners?(Required)

You must include a minimum of $10,000 payroll per 'Active' owner and you must have at least 1 active owner.

Please enter a number greater than or equal to 10000.

Exposure

Hidden total referenced in other fields

Relativity Factor - Area3

Relativity Factor - Acre3

Relativity Factor - Cost3

Relativity Factor - Expenditures3

Relativity Factor - Gallons3

Relativity Factor - Payroll3

Relativity Factor - Sales3

Relativity Factor - Units3

Relativity Factor - Default3

Uses "units" as the default relativity factor for less common exposure bases.

Applicable Relativity Factor3

Section Break

Denominator3

Loc1 Class3 Premises Liab Factor

Loc1 Class3 PCO Liab Factor

Loc1 Class3 DTCA Liab Factor

Loc1 Class3 Premises Liab Subtotal

Loc1 Class3 PCO Liab Subtotal

Loc1 Class3 DTCA Liab Subtotal

Loc1 Class3 Liab Premium

Liability Premium

Phone

Address(Required)

Street Address City State Zip Code